Author: Raphael Collazo
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How to Find Out Who Owns a Property: A Simple Guide for Buyers
You’re walking down a quiet street when you see it. The perfect house. The yard is neat, the windows catch the sun just right, and you can already picture yourself living there. But there’s no “For Sale” sign anywhere. So how do you figure out who owns this house? Don’t worry. Finding a property owner…
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Is Now the Right Time to Invest in Commercial Real Estate in Louisville, KY?
If you’re thinking about buying commercial property in Louisville, Kentucky, you’re not alone. Many people are asking the same thing right now. The city is growing. Jobs are coming in, and the real estate market is changing fast. But is this really the best time to put your money into commercial real estate here? Let’s…
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Top 5 Mistakes to Avoid When Buying Commercial Property
Buying a commercial property feels exciting. You picture yourself as a successful property owner, collecting rent every month and building wealth. But here’s the truth: many people make big mistakes that cost them thousands of dollars. Some lose money because they didn’t check the property carefully. Others pay too much because they rushed the deal.…
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Q4 Commercial Real Estate Market Report: Key Insights & Forecast
The market has felt different this quarter. Deals are slower, questions are louder, and people want clear answers. I see this a lot when markets shift. You want facts, not noise. That’s what this report is about: simple updates, real trends, and what they may mean for your next move. I’ve worked through many market…
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How to Calculate Loan-to-Value (LTV) Ratio for Commercial Property Financing
I know money talk can feel heavy, but this part is simple. When you learn how LTV works, you start to see deals in a new way. You can tell right away if a loan makes sense or if the numbers feel too tight. I still remember the first time I checked an LTV on…
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Commercial Property Financing Louisville Banks: Your Complete 2026 Guide
You need money to buy a building for your business. Maybe you want to open a restaurant, start a clinic, or grow your company. The good news? Louisville banks want to help you. They have many ways to give you the money you need. I remember when my friend Mike wanted to buy a small…
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Leasing vs. Buying Commercial Space in 2025: Which Is Smarter?
Sometimes choosing between leasing or buying a commercial space feels like standing at a fork in the road with no signs. I’ve helped many business owners through this same choice, and I know how stressful it can feel when money, growth, and long-term plans all collide at once. The good news is that once you…
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Understanding Cap Rate, NOI, and ROI: Key Terms for Commercial Investors
I know how confusing commercial real estate numbers can feel when you first start looking at deals. I remember staring at my first property sheet, trying to make sense of terms like Cap Rate and NOI, and honestly, none of it clicked until someone broke it down in simple words. That’s the goal here. I…
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Can You Rent Out Commercial Property as Residential?
If you’ve ever looked at a vacant office or retail space and thought, “Could someone actually live here?”, you’re not alone. Many real estate investors, including myself, have run into this exact situation. The idea of turning a commercial space into residential housing sounds smart, especially in tight markets or growing cities. But there’s a…
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Commercial Property Inspection Checklist Before You Buy or Lease
Buying or leasing a commercial property can be one of the biggest decisions you’ll make for your business. The space you choose affects your operations, your image, and your bottom line. But here’s the catch: even properties that look perfect on the outside can hide expensive problems beneath the surface. A solid inspection is the…